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Vehicle Insurance Requirements

  • Residents of Oklahoma must provide proof of liability insurance coverage in order to register vehicles with the Department of Public Safety. Proof of insurance usually comes in the form of an insurance security verification form, such as the vehicle owner's insurance policy or an individual's non-owner insurance policy.

    If the name of the insured is different than the policy holder, this person's name must also be listed on the document. For example, if a parent is providing insurance for a son or daughter, the child's name must also be provided. One copy of this document must be given to the DPS at the time of registration and one copy must remain with the insured vehicle.

    • Minimum Required Insurance Coverage

      Oklahoma drivers and/or vehicle owners are required by law to carry the minimum limits of liability for this state:

      ¦ $25,000 for injury or death of one person
      ¦ $50,000 for injury or death of two or more persons
      ¦ $25,000 for property damage

      If you receive a ticket for failing to have proof of liability insurance, the courts will notify the Department of Public Safety and your driver license and your vehicle tags will be suspended.

    • In a Collision

      Remember to carry your proof of liability insurance (security verification form) with you in your car. By law, you must show it to a law enforcement officer or Department of Public Safety Representative when asked.

      If you're ever involved in a collision, show your proof of liability insurance to the other driver and to the other people involved. Then write down the information from the other driver's secu­rity verification form and the driver's name, license number, and date of birth.

    Note: This article was accurate when it was published. Please confirm all details directly with the OK DPS. You can visit the OK DPS website or call the DPS for more information.

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