Car Shopping for Teens

Sure, you may want a brand-new, tricked-out car. It’s always fun to think about building a dream car to your specifications. But there is a lot to consider and quite a few steps you have to take before you drive off the lot with your new ride.

If you are planning on buying a car, think about safety when shopping around. Statistics show that new drivers are the most likely to get in a collision. According to the National Highway Traffic Safety Administration (NHTSA) vehicle crashes are the leading cause of death in the U.S. for people age 3 to 33. In 2003, 14 % of all drivers involved in auto collisions were young drivers (15 to 20 years old). Given the statistics, safety should be the first concern when when shopping for a car.

Here are a few other things to think about:

1. What you think you can afford does not always equal what you can afford

Purchasing a car is just the beginning of the expense. You will also have to spend quite a bit of money on registration, insurance, maintenance, gas, and a variety of taxes and fees. Many of these costs (like insurance) are higher for teen drivers. Believe it or not, sometimes these expenses can add up to more than the price of the car. Ask your parents or a responsible adult to go over your choices and make sure your budget fits the vehicle you choose.

2. Keep an open mind.

It’s easy to become fixated on the car you want rather than considering your options. Your parents may be pushing for a sensible sedan instead of the sporty coupe you’ve been fantasizing about since you were eight. It doesn’t seem cool to be practical. But it’s a good idea to weigh the opinions of more experienced drivers. The sensible, safe car may have advantages you haven’t thought of (i.e., lower insurance rates.)

3. Think about your driving habits and environment.

If you live in the snow-covered Rocky Mountains, a convertible is probably not a practical choice. If you live in an urban area with a lot of stop-and-go traffic, a four-wheel-drive SUV will cost you a fortune in gas money. Think about what your daily drive will be like and shop accordingly.

4. Bring an experienced car buyer with you when you shop around.

Even if you are spending your own money on your own vehicle, you will still need to negotiate. An experienced buyer is usually better equipped to look for problems, negotiate a fair price, and estimate the total cost of driving. Having a license gives you a bit more independence, but don’t cut the cord yet. Be willing to listen to advice. Being too headstrong may cost you a lot of money in the end.

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